Feb 132015
 

Dump Truck Insurance Clinton Township Mi – Call Today!

Dump Truck Insurance Clinton Township MiSeeking Dump Truck Insurance in Clinton Township Mi or the surrounding areas? Then call the experienced agents at Pathway Insurance at 800-998-0662. We can help you find the best rates on Clinton Township Mi Dump Truck Insurance.

Need a fast quote? Click on Dump Truck Insurance Clinton Township Mi for fast quotes seven days a week.

Dump Truck Insurance Clinton Township Mi – Exclusions of Coverage

This week we continue our series exploring exclusions of coverage, which are specific situations pointed out in the language of an insurance policy for which coverage would not be approved by the insurance company.

The best advice we can give when it comes to exclusions of coverage is to read your policy very carefully! It is the most reliable way to truly understand what is, and more importantly, what is not covered on your Michigan Dump Truck Insurance policy.

Let’s continue our claims scenario illustrating why knowing your policy’s exclusions of coverage can help you in the future.

Clinton Township Mi Dump Truck Insurance – Claims Scenario Part 3

When last we saw Jimmy Fiddler, his dump truck’s brakes had given out and the truck had drifted into the river. Jimmy made it out safely, but the same can’t be said for the $1,500 collection of CDs, DVDs, and equipment that he placed in the cabin himself.

Jimmy alerts his boss at Humpty Dumpers Inc. and a Dump Truck is called to pull the dump truck out.

Jimmy reassures himself by remembering that his employer has insurance for all of its dump trucks, so his entertainment investment should be reimbursed by the insurance company.

The claim is filed for water damage to the dump truck, and a few weeks later Humpty Dumpers receives a letter from their insurance provider.

All damage to the dump truck will be paid in full, minus the small deductible. The CDs, DVDs, and other equipment, however, will not be paid for.

Why? Take a look at this excerpt from Humpty Dumpers’ commercial auto insurance policy:

We will not pay for loss to any sound equipment, video equipment or transmitting equipment not permanently installed in your insured auto, or to tapes, records, compact discs, DVDs or similar items used with sound or video equipment.

This, dear reader, is an exclusion of coverage. Had Jimmy read the policy under which the dump truck he drove was covered, he might have thought twice about leaving thousands of dollars’ worth in sound and video equipment in the truck.

Dump Truck Insurance Clinton Township Mi – Call Today!

If you’re looking for great rates on Dump Truck Insurance in Clinton Township Mi and the surrounding areas then call Pathway Insurance at 800-998-0662.

You can also send us a request online by clicking Dump Truck Insurance in Clinton Township Michigan 24 hours a day.

We also serve the following communities:

  • Troy Mi Dump Truck Insurance 
  • Dump Truck Insurance Farmington Mi
  • Macomb Mi Dump Truck Insurance
  • Dump Truck Insurance Kalamazoo
  • Dump Truck Insurance Shelby Mi
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