Feb 072015

Dump Truck Insurance Dearborn Mi

Dump Truck Insurance Dearborn MiLooking for great rates on Dump Truck Insurance in Dearborn Mi and the surrounding areas? Then call Pathway Insurance at 800-998-0662 or click on Dump Truck Insurance Dearborn Michigan to send us your information online for a free quote.

Pathway Insurance offers competitive rates on Dump Truck Insurance in Michigan, Ohio, Indiana, Kentucky, Minnesota, Tennessee, Georgia, and Florida, and we’re part of an agent referral service available in all 50 states.

Licensed agents are available seven days a week to complete quotes, issue policies and certificates of insurance, take payments, and file claims until 5:30 PM.

You can reach us by phone Monday through Friday 9 AM to 5:30 PM (EST).

Dump Truck Insurance Dearborn Mi – Exclusions of Coverage

As I said last in our first article, we are doing a series of articles exploring exclusions of coverage, which are specific situations pointed out in the language of an insurance policy for which coverage would not be approved by the insurance company.

The best advice we can give when it comes to exclusions of coverage is to read your policy very carefully! It is the most reliable way to truly understand what is, and more importantly, what is not covered on your Michigan Dump Truck Insurance policy.

Let’s continue our claims scenario illustrating why knowing your policy’s exclusions of coverage can help you in the future.

Dearborn Mi Dump Truck Insurance – Claims Scenario Part 2

You’ll recall that Jimmy Fiddler operates a dump truck for Humpty Dumpers Inc. After getting tired of hearing the same old music on his radio’s limited number of stations, Jimmy decided to expand his listening options.

First he brings a stereo and his CD collection with him to listen to in the truck. Before long he spends over a thousand dollars on a new portable DVD player, DVDs, and CDs. He knows that it’s a lot of money to spend on entertainment, but he thinks that if it makes the day go faster then it will be worth the investment.

A few days later, Jimmy has got it made. He fastens his stereo and his new DVD player to the ceiling of his truck interior for ease of use. He also installs a plastic rack to hold all his CDs and DVDs.

Jimmy doesn’t actually watch the movies while driving, mind you. He simply listens to the audio, like a radio drama. Lots of movies are just as funny or interesting without the picture, he thinks.

All told, Jimmy has probably spent $1,500 on all this equipment.

One blustery Tuesday afternoon, while driving along the waterfront, the dump truck’s brakes give out. Unable to stop, the truck coasts off the road, down the bank, and into the river. Jimmy is able to climb out safely, but in a few minutes nearly the entire driver’s cabin is submerged.

Tune in next week for the conclusion in part 3.

Dump Truck Insurance Dearborn Michigan – Fast Quotes and Coverage Seven Days a Week!

As a leading independent agency we have the flexibility to find you the best policy for your business.

Our online quote system is available seven days a week. Click Dearborn Mi Dump Truck Insurance or contact us by phone Monday through Friday 9 AM to 5:30 PM (EST) at 800-998-0662.

We also provide insurance in the following areas:

  • Dump Truck Insurance Wyoming Mi
  • Southfield Mi Dump Truck Insurance 
  • Dump Truck Insurance Waterford Mi
  • Rochester Mi Dump Truck Insurance
  • Dump Truck Insurance West Bloomfield Mi
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