Mar 212015

Dump Truck Insurance Macomb Mi – Fast Quotes and Great Rates!

Dump Truck Insurance Macomb MiFor the best rates and even better service on Dump Truck Insurance in Macomb Mi and the nearby areas contact us today!

You can call us Monday through Friday 9 AM to 5:30 PM at 800-998-0662 to speak with one of our licensed trucking specialists. If you need us after hours click on Macomb Dump Truck Insurance Quotes.

Dump Truck Insurance Macomb Mi – Exclusions of Coverage

Today we continue our series on exclusions of coverage, which are specific situations pointed out in the language of an insurance policy for which coverage would not be approved by the insurance company.

And as we always say, the best advice we can give when it comes to exclusions of coverage is to read your policy very carefully! It is the most effective way to truly understand what is and is not covered on your Michigan Dump Truck Insurance policy.

Now let’s return to our claims scenario illustrating why knowing your policy’s exclusions of coverage can help you in the future.

Macomb Mi Dump Truck Insurance – Claims Scenario Part 2

You may recall from last week that Big Doug Tickleslap is the owner of Humpty Dumpers Inc., a dirt and gravel transportation company. Humpty Dumpers Inc. has been offered the opportunity to haul soil and debris away from a large construction site.

It seems like a good business opportunity for Humpty Dumpers Inc., but upon meeting with the lead contractor and visiting the construction site, Big Doug noticed something that has given him pause; the construction site is right next to a government Superfund site. The nearby land has been contaminated by hazardous waste and is awaiting cleanup.

The next day Big Doug does some online research and makes some phone calls. He discovers that the Superfund site was the location of a radiation leak during an improper disposal of radioactive waste several years ago. The soil and groundwater in the Superfund site is likely to be contaminated and highly dangerous. However, the environmental worker informs him that the boundaries of Superfund sites are placed at a wider radius than it is believed the contaminates can reach, so it should be safe.

Doug weighs the options and ultimately decides to take the job. For the next few weeks four of Humpty Dumpers Inc.’s six dump trucks will be stationed at the construction site.

Eight days into the project, one of the massive excavators hits an unusually large amount of ground water. The contractor tells Doug that their surveys predicted that there should be very little groundwater at this site.

Calls are made, and before long people in hazmat suits show up and force everyone to evacuate the premises immediately. They even order that all equipment be left as-is, including the Humpty Dumpers Inc. dump trucks…

Stay tuned for part 3.

Dump Truck Insurance in Macomb Michigan

For questions about additional coverage, or anything else, give us a call today at 800-998-0662 Monday through Friday 9 AM to 5:30 PM (EST) or contact us online any time seven days a week by clicking Dump Truck Insurance Macomb Mi.

In addition to Macomb we also serve the following communities:

  • Clinton Township Mi Dump Truck Insurance
  • Canton Mi Dump Truck Insurance 
  • Dump Truck Insurance Westland Mi
  • Troy Mi Dump Truck Insurance
  • Dump Truck Insurance Macomb Mi
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