May 172015

Dump Truck Insurance Pontiac Mi – Need Better Options?

Dump Truck Insurance Pontiac MiThe place to call for Dump Truck Insurance in Michigan is Pathway Insurance at 800-998-0662.

Pathway Insurance is a leading independent agency offering affordable rates for Dump Truck Insurance in St. Clair Shores Michigan and the surrounding areas.

At Pathway we offer dump truck coverage all over the state of Michigan. Whether you represent a new company offering dumping services or a long-time business seeking better insurance rates, we have the insurance you need.

Can’t contact us until after 5pm? Not to worry. Our staff is available until 5:30pm Monday through Friday and we’re available online at all hours 7 days a week. You can click Pontiac Dump Truck Insurance Quotes 24 hours per day to start your free quote. 

Dump Truck Insurance Pontiac Mi – Exclusions of Coverage

Welcome to the sixth installment of our series exploring exclusions of coverage, which are specific situations pointed out in the language of an insurance policy for which coverage would not be approved by the insurance company.

We’ve said it before and we’ll say it again: the best advice we can give when it comes to exclusions of coverage is to read your policy very carefully! It is the most reliable way to truly understand what is, and more importantly, what is not covered on your Michigan Dump Truck Insurance policy.

Let’s look at yet another claims scenario illustrating why knowing your policy’s exclusions of coverage can help you in the future.

Pontiac Mi Dump Truck Insurance – Claims Scenario Part 1

It’s been a rough year for Big Doug Tickleslap, former owner of Humpty Dumpers Inc. Due to a string of unfortunate events, his once successful dump truck company specializing in hauling sand and gravel lost all six of its dump trucks and was forced to close out of necessity.

But Big Doug’s no quitter. He liquidated what remained of Humpty Dumpers Inc. and used it to start a new business: Tweedle Dee and Tweedle Dump Inc.

He decides to start out small, purchasing a single dump truck and choosing to drive it himself rather than hire a driver.

When it comes time to buy commercial vehicle insurance for his dump truck, Big Doug decides to go about things differently. Whereas in the past he didn’t pay much attention to his insurance policies, this time he intends to understand his coverage.

After reading through his policy and weighing his coverage options, Big Doug decides to purchase a type of coverage called Specified Causes of Loss Coverage.

Specified Causes of Loss Coverage is not usually recommended because it provides less coverage than the more commonly purchased Comprehensive Coverage. But Big Doug’s in a tight financial spot and decides that this is what he can afford.

Tune in next week for part 2.

Dump Truck Insurance Pontiac Mi – Call Today

For more information give us a call today at 800-998-0662 Monday through Friday 9 AM to 5:30 PM (EST) or contact us online any time seven days a week.

We also serve the following nearby communities:

  • Dump Truck Insurance Warren Mi
  • Dump Truck Insurance Sterling Heights Mi
  • Dump Truck Insurance Clinton Township Mi
  • Dump Truck Insurance Rochester Hills Mi
  • Dump Truck Insurance Livonia Mi
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