Tow Truck Insurance Sterling Heights Mi
Shopping for Tow Truck Insurance in Sterling Heights Mi can be overwhelming. With all the options available, it’s enough to confuse almost anybody. So how do you determine the right amount of coverage for you?
The experienced agents at Pathway Insurance can answer all of your Michigan Tow Truck Insurance questions and get you the coverage you need for a price you can afford.
Call us at 800-998-0662 Monday through Friday 9AM to 5:30PM (EST) or you can use our convenient online quote system by clicking on Tow Truck Insurance Sterling Heights Mi.
Sterling Heights Mi Tow Truck Insurance – Am I Covered?
Insurance can be confusing, and what is and isn’t covered is not always intuitive. Oftentimes the difference between whether an insurance company will pay for a claim or decline it hinges on what may seem like a very small and insignificant detail. Other times an insured individual can unintentionally relinquish his or her vehicle’s coverage by doing something that seems completely natural or even laudable.
Let’s take a look at an example that illustrates the sometimes counter-intuitive nature of Michigan Tow Truck Insurance:
He Was Just Trying to Help Out a Friend…
McBeaty is the owner of McBeaty’s Towing and Lube, which employs a modest team of drivers and tow trucks. His friends and family all know that they can count on McBeaty to help them out if ever they get stuck or otherwise need a tow truck. He’s generous like that.
One sunny Tuesday McBeaty’s old pal Ben, whom he affectionately calls “Big” Ben, gives McBeaty a call to ask if he can spare one of his tow trucks for an afternoon so he can tow his windowless van that broke down in the nursery parking lot. He needs to get the van back home soon and he’s kind of in a hurry. As always, McBeaty is happy to oblige. Big Ben is confident he knows how to drive and operate the tow truck and won’t need it for more than an hour or two.
McBeaty drops off the tow truck and helps Big Ben hook up his broken-down van. After Ben reassures him that there’s nothing important in the back of the van, McBeaty heads off to grab a bite to eat while he lets Ben do his thing. They agree to meet back at Ben’s house in an hour to unhook the van and bring the tow truck back to the lot.
In the middle of his chocolate pie McBeaty gets a phone call from Big Ben. It turns out Ben got distracted while driving and didn’t think to compensate for the added weight of a large, windowless van full of cargo being pulled behind him. As a result he didn’t start to break soon enough and crashed into a pickup truck in front of him, severely injuring three people and causing major damage to the tow truck and his van.
The combined damages amount to over $420,000. Since McBeaty wasn’t driving at the time, would his tow truck insurance cover the costs for all the damage and injuries?
Tow Truck Insurance Sterling Heights Mi – Clear Up The Confusion!
As you can see, it’s not always clear whether a claim will be covered. The answer to this and other questions can be found by talking to the knowledgeable agents at Pathway Insurance.
Call 800-998-0662 to speak with an agent or click on Sterling Heights Mi Tow Truck Insurance to begin your online quote today.
We also offer Mi Tow Truck Insurance in the following areas:
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